Terms of Use / Disclosures

Please read these Terms and Conditions of Use and Disclosures before accessing, browsing, or otherwise using this site (the “Site”).

Acceptance of Terms and Conditions of Use

Your access to, browsing, review and use of the Arete Advisory Board Partners, LLC Website (the “Site”) is subject to these Terms and Conditions of Use and Disclosures.  By accessing and using the Site you accept these Terms and Conditions of Use and Disclosures (“Terms of Use”) without limitation or qualification.  If you do not agree to the Terms and Conditions of Use and Disclosures, do not use the Site.

Arete Advisory Board Partners, LLC (“Arete”), is a Limited Liability Company organized under the laws of the State of New Hampshire. Arete is a legal entity separate and distinct from its members and managers.  The debts, obligations, and liabilities of Arete, whether arising in contract, tort, or otherwise, are solely the debts, obligations, and liabilities of Arete and not of any of its members or managers.  Arete provides services solely in its capacity as a Limited Liability Company and not through any of its members or managers in their personal capacities.

All content on this Site (“Content”) is for informational purposes only and is not offered as advice on any matter. The transmission and receipt of information contained on this Site, or communication with Arete via the Internet or e-mail through this Site or otherwise, is not intended to create and does not create a client or other relationship between you and Arete.  All such relationships may be created only through a written agreement signed by all parties.

Arete does not provide tax, legal, accounting, financial or investment advisory services and you acknowledge that neither this Site nor any Content made available through the Site is intended to provide any such services. If you act or refrain from acting on the basis of any Content on or made available through this Site, you do so at your own risk. You should not act or refrain from acting based on any Content included in or made available through this Site without seeking the appropriate professional advice on the particular facts and circumstances at issue.

Intellectual Property Rights

Arete and/or Dick Cross is the copyright owner of all the material displayed on and/or accessible through this Site, including without limitation the text, graphics, charts, information, images, as well as the trademarks, service marks, and logos contained therein.  Arete grants you a limited right to access and use this Site solely for your own personal, internal, non-commercial use.  The Site and Content are provided for such limited use only and may not be reproduced, distributed, sold, broadcast, displayed, licensed, or otherwise used or exploited for any other purposes whatsoever without the prior written consent of Arete.

Site Security Risks and Communications with Arete

It is an unfortunate fact that any website may be subject to hacking, malware, interception, or other interference.  By accessing this Site, you do so at your own risk. Please be advised that Arete cannot guarantee the confidentiality of any information or material transmitted to us via the Site or via e-mail.  Accordingly, you should use caution when transmitting any information to Arete via the Internet.  If you choose to send us any information via the Site or via e-mail, you do so solely at your own risk. You should not send us any confidential information in response to this Site or unless and until Arete has entered into a written agreement with you.

International Use/Compliance with Laws

This Site is hosted in the United States and the Content provided in or accessible through the Site is, unless otherwise specified, directed at residents of the United States. Arete makes no claims that the Content or the Site are appropriate for your jurisdiction or may be viewed or used outside the United States. Access to the Site from countries or territories where such access is illegal or restricted is prohibited. Those who access the Site from outside the United States do so on their own initiative and are responsible for compliance with all applicable laws, rules, and regulations. You agree that you shall not use this Site if you are restricted by any local, state, national or international laws, regulations, or agreements.

Disclaimers/No Warranties

While Arete makes reasonable efforts to ensure that the Content is correct, Arete makes no warranties or representations as to the accuracy of the Content. YOU ACKNOWLEDGE AND AGREE THAT THIS SITE AND ALL CONTENT IS PROVIDED TO YOU “AS IS,” “AS AVAILABLE” AND WITH ALL FAULTS. NONE OF ARETE OR ITS MEMBERS, MANAGERS, OFFICERS, DIRECTORS, EMPLOYEES AND/OR AGENTS AND/OR ANY OTHER PARTY INVOLVED IN THE DEVELOPMENT, MAINTENANCE OR OFFERING OF THE SITE (THE “ARETE PARTIES”) GUARANTEES THE ACCURACY, COMPLETENESS, TIMELINESS, RELIABILITY, SUITABILITY OR USEFULNESS OF ANY PORTION OF THIS SITE, OR THAT THIS SITE OR ITS SERVER ARE OR WILL BE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL ELEMENTS. THE ARETE PARTIES HEREBY DISCLAIM ALL WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT TO THE FULL EXTENT PERMITTED BY LAW. TO THE FULLEST EXTENT PERMITTED BY LAW, ARETE ALSO DISCLAIMS ANY WARRANTIES FOR THE SECURITY, RELIABILITY, TIMELINESS, AND PERFORMANCE OF THIS SITE. YOUR USE OF THE SITE IS AT YOUR SOLE RISK. ARETE MAKES NO WARRANTY THAT (I) THE SITE WILL MEET YOUR REQUIREMENTS, (II) THE SITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (III) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SITE WILL BE ACCURATE OR RELIABLE, (IV) THE QUALITY OF ANY SERVICES, INFORMATION, OR OTHER MATERIAL OBTAINED BY YOU THROUGH THE SITE WILL MEET YOUR EXPECTATIONS, AND (V) ANY ERRORS WILL BE CORRECTED.

Limitations of Liability

YOU EXPRESSLY UNDERSTAND AND AGREE THAT NONE OF THE ARETE PARTIES SHALL BE LIABLE FOR ANY DAMAGES OF ANY KIND, INCLUDING BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, OR DAMAGES FOR LOSS OF PROFITS INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF ARETE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, RESULTING FROM: (I) THE USE OR THE INABILITY TO USE THE SITE; (II) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (IV) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SITE; OR (V) ANY OTHER MATTER RELATING TO THE SITE.
IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE OR WITH THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USE OF THE SITE.

Applicable Law and Jurisdiction

You agree that the laws of the State of New Hampshire, without regard to its principles of conflict of laws, will govern these Terms and Conditions of Use and Disclosures and any dispute concerning or related to these Terms and Conditions of Use and Disclosures.